Terms of Service

Welcome to Your Debt Resource (“we,” “us,” or “our”), operated by Makai Assets LLC, a Nevada limited liability company. By accessing or using this website, you agree to be bound by these Terms of Service. If you do not agree, please do not use our services.

We reserve the right to update or modify these Terms at any time. Your continued use of the website constitutes acceptance of any changes.

1. Description of Services

Your Debt Resource operates as a consumer informational and matching service. We connect individuals seeking debt relief assistance with independent third-party debt relief providers.

We are not:

- A lender

- A creditor

- A debt relief company

- A credit counseling agency

- A law firm or financial advisor

Our role is limited to:

- Collecting information through forms, quizzes, or other inputs

- Matching users with third-party providers

- Facilitating initial contact between users and providers

- All services are provided solely by third-party providers, not by Your Debt Resource.

2. No Professional Advice

The content on this website is for informational purposes only and does not constitute financial, legal, or tax advice. You should consult a qualified professional before making any financial decisions.

3. No Guarantee of Results

We do not guarantee:

- That you will be matched with a provider

- That any provider will accept your case

- That you will achieve any specific financial outcome

Results vary based on individual circumstances, including debt amount, income, and eligibility requirements.

4. Affiliate & Compensation Disclosure

We may receive compensation from third-party partners for leads, referrals, or connections made through this website. This compensation does not influence the information presented on this site.

5. User Responsibilities

- By using this website, you agree to:

- Provide accurate and truthful information

- Be at least 18 years old

- Use the website only for lawful purposes

- Not interfere with or disrupt the website or its services

- Not impersonate any individual or entity

6. Third-Party Services

The providers you may be connected with are independent third parties. We do not control, endorse, or assume responsibility for their:

- Services

- Advice

- Pricing

- Business practices

Any agreement you enter into is solely between you and the third-party provider.

7. Consent to Communications & Data Sharing (TCPA)

By submitting your information through this website, you expressly consent to:

- Being contacted by us and/or one or more third-party partners

- Receiving communications via:

- Phone calls (including automated dialing systems)

- Prerecorded or artificial voice messages

- SMS/text messages

- Email

You understand that:

- Consent is not a condition of purchase

- Message and data rates may apply

- You may opt out at any time

- You also agree that your information may be shared with third-party providers for the purpose of connecting you with relevant services.

8. Intellectual Property

All website content, including text, graphics, logos, and design, is owned by or licensed to Makai Assets LLC and is protected by applicable intellectual property laws. Unauthorized use is prohibited.

9. Disclaimer of Warranties

THIS WEBSITE AND ITS SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

- MERCHANTABILITY

- FITNESS FOR A PARTICULAR PURPOSE

- NON-INFRINGEMENT

- We do not guarantee that the website will be uninterrupted, error-free, or secure.

10. Limitation of Liability

To the maximum extent permitted by law, Makai Assets LLC and its owners, officers, employees, and agents shall not be liable for any:

- Indirect

- Incidental

- Special

- Consequential

- Punitive damages arising from:

- Use of this website

- Third-party services

- Errors or omissions in content

Our total liability shall not exceed the amount (if any) paid by you to us in the past 12 months.

11. Indemnification

You agree to indemnify and hold harmless Makai Assets LLC from any claims, damages, losses, or expenses (including legal fees) arising from:

- Your use of the website

- Your violation of these Terms

- Your violation of any rights of a third party

12. Governing Law

These Terms are governed by the laws of the State of Nevada, without regard to conflict of law principles.

13. Dispute Resolution

Any disputes arising from these Terms or your use of this website shall be resolved through binding arbitration, in accordance with the rules of the American Arbitration Association.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

15. Advertising Disclaimer (Meta Platforms)

This site is not part of the Facebook™ website or Facebook™ Inc. Additionally, this site is NOT endorsed by Facebook™ in any way. FACEBOOK™ is a trademark of Meta Platforms, Inc.

16. Contact Information

If you have any questions about these Terms, please contact us at:

[email protected]